Among the range of public incentives aimed at supporting entrepreneurship, “ON – Beyond New Zero-Interest Enterprises” stands out as one of the most attractive measures for those looking to start or grow a business predominantly owned by young people or women.

What It Is

This is a national incentive program managed by Invitalia, available throughout Italy. It combines a zero-interest loan with a non-repayable grant, covering up to 90% of eligible expenses.

Who Can Apply

• Newly established enterprises or businesses incorporated within the last 60 months
• Individuals intending to start a new business

With one key condition: the majority of shareholders—both in number and in shares—must be women (of any age) or young people between the ages of 18 and 35.

What It Funds

The program supports entrepreneurial projects aimed at starting a new business, or expanding, diversifying, or transforming an existing one.

Eligible sectors: Manufacturing, services, commerce, tourism
Maximum funding amount: Up to €3 million

Key Benefits

• Coverage of up to 90% of eligible costs
• Zero-interest loan, repayable over 10 years
• Non-repayable grant for the portion not covered by the loan

At Studio Allavelli Legali, together with our financial partners, we can support you at every stage: from evaluation and planning to application and fund management.